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Stockity Client Agreement

Pursuant to the terms and conditions set forth in this Client Agreement (the 'Agreement'), Verte Securities Limited, a company registered in accordance with the laws of the Republic of Vanuatu, company number 700726, whose registered office is located at International Business Centre, Suite 8,Pot 820/104, Route Elluk, Port Vila, Vanuatu (the 'Company') grants an individual person (the 'Client') access to the stockity.com website (the 'Website') and Stockity mobile application (the 'Mobile Application') for the purpose of executing trading transactions involving financial instruments provided on the Website. Except where expressly stated otherwise, all services rendered by the Company via the Website are equally accessible through the Mobile Application.

The place of services provision shall be the Republic of Vanuatu.

Through registration on the Website, the Client acknowledges acceptance of the Agreement and the Privacy Policy that is available on the Website and is an integral part of the Agreement. Such acceptance constitutes full and unconditional consent to all provisions hereof.

I. DEFINITIONS

1.1. 'Account Balance' means the aggregate amount of funds in the Client's Account, excluding any Open Trades, and represents the Company's financial liability to the Client at a given time, unless otherwise provided.

1.2. 'AI Trading' means the functionality accessible in the Client's Personal Account that enables the Client to make Trading Transactions using artificial intelligence.

1.3. 'Asset' means currency pairs, commodities, contracts, stocks and stock indices available for trading via financial instruments on the Website.

1.4. A 'Benefit' means an item available for purchase or exchange for Stockens by the Client within the Market.

1.5. 'Bonus' means funds credited to the Client's Account to enhance trading capacity. Bonus does not represent a financial liability of the Company to the Client.

1.6. The 'Client's Personal Account' means a restricted-access Website area enabling the Client to utilize Company services upon successful login authorization.

1.7. The 'Client's Real Account' ('Account', 'Client Account') means a designated Client account on the Trading Platform showing real-time updates of their Non-trading Transactions, Open and Closed Trades, and other changes of the Company's financial obligations to the Client. Account currencies include the US dollar and euro.

1.8. 'Closed Trade' means a Trade that has either reached Expiration or has been closed pursuant to the Client's directive.

1.9. 'Company Server' ('Server') means the technological system responsible for delivering live Quote feeds and other data and processing Client Trading Orders.

1.10. 'Copy Trading' means the functionality accessible in the Client's Personal Account that enables the Client to replicate Trades executed by other traders on the Trading Platform. The Client may only use this service after accepting the Copy Trading Agreement, the terms of which become incorporated into this Agreement.

1.11. 'Demo Account' means a simulated account on the Trading Platform. Its currency matches that of the Client's Real Account. Funds on a Demo Account do not form a financial liability of the Company to the Client.

1.12. 'Deposit' means monetary funds transferred by the Client into their Account.

1.13. 'Event Contract' means a contract whose trading profit depends on the occurrence or non-occurrence of a specific event.

1.14. 'Expiration' means the moment when a Trade is executed upon reaching its predetermined closing time.

1.15. 'Log File' means a record containing system data regarding the Company Server operation and the Client's interactions with the Website.

1.16. The 'Market' means a Client's Personal Account area where Benefits can be purchased or exchanged for Stockens.

1.17. 'Multiplier' means the coefficient representing the ratio between Trade Value and the Client's investment, assigned upon Trade opening under CFD trading. A Multiplier cannot exceed 10.

1.18. 'Non-trading Transactions' mean actions such as Deposits, Withdrawals, and other activities outside the scope of Trading Transactions.

1.19. 'Open Trade' means a Trade that has not yet reached Expiration or has not been closed by the Client.

1.20. 'Payment System Provider' means an entity offering electronic payment services.

1.21. 'Risk-free Trade' means a Trade executed at the Company's cost. The Client may freely dispose of any profits derived therefrom without limitation. Risk-free Trades do not create a financial liability of the Company to the Client. Risk-free Trades cannot be used in AI Trading.

1.22. 'Stocken Balance' means the total number of Stockens owned by the Client.

1.23. 'Stockens' ('STN') mean non-transferable, non-convertible to cash, and non-inheritable units credited to the Client's Stocken Balance that may be exchanged for Benefits within the Market. Stockens do not constitute securities, payment instruments, or currency.

1.24. 'Trade' means opposed Trading Transactions sharing an identical identification number.

1.25. 'Trading Activity' means Client actions such as Deposits, Withdrawals, Trading Transactions, paid Tournament registration, crediting Tournament account balance (re-buys), and activation of Bonuses or gifts.

1.26. 'Trading Mechanics' mean derivative financial instruments based on Assets provided by the Company within the Trading Platform, which do not entail actual ownership of the Asset. Four types of mechanics are available on the Website: FTT Trading, 5ST Trading, CFD Trading, and Prediction Trading.

1.27. 'Trading Order' means the Client's instruction to execute a Trading Transaction under specified terms.

1.28. 'Trading Platform' means the software system accessible through the Client's Personal Account, used to display real-time Quotes and other data, submit Trading Orders, track execution results, and perform related functions.

1.29. 'Trading Transaction' means an over-the-counter transaction involving an Asset, executed between the Company and the Client in a cash settled mode.

1.30. 'Trading Turnover' means the cumulative total of the Client's investments in Trades conducted since their most recent Deposit.

1.31. 'Trade Value' is calculated as the Client's investment multiplied by the assigned Multiplier.

1.32. 'Tournament' means a limited-duration competition offering a monetary prize pool.

1.33. 'Quote' means the digital value of an Asset at a specific moment.

1.34. 'Withdrawal' means the deduction of funds from the Client's Account and their transfer to the Client's external account.

II. REGISTRATION AND VERIFICATION

2.1. Registration on the Website is compulsory for the Client. To complete registration, the Client must: (i) provide a valid email address and create a password; (ii) select the currency for their Account; and (iii) accept the terms and conditions of the Agreement.

2.2. By registering on the Website, the Client represents and warrants that they are a legally capable adult and they have read, understood, and consent to all terms of the Agreement.

2.3. To ensure lawful and secure service provision, the Company shall conduct identity verification of the Client and the information submitted. The Company may request the Client to provide a photograph of one of the following: (i) the Client's passport page displaying photo and personal data; or (ii) front and back of the Client's ID card; or (iii) the Client's driving license. Additionally, the Company may require recent utility bills, bank statements, scanned bank cards, or other documents if earlier submissions do not suffice to verify identity, payment details, or information accuracy under applicable laws.

2.4. Verification is normally completed within 20 minutes after receipt of all requested documents; however, the Company may extend this period up to 7 calendar days when necessary.

2.5. Should the Client unjustifiably refuse to provide required documents or information, the Company reserves the right to suspend and subsequently block the servicing of the Client's Account. Funds deposited may be returned solely via the payment details provided upon registration or held until verification is completed.

2.6. The Company may require participation in a video conference, notifying the Client at least 24 hours in advance, to confirm identity and document authenticity.

2.7. By registering, the Client consents to receive emails—including promotional content—phone calls, and SMS messages from the Company. The Client may unsubscribe from email communications at any time by clicking "Unsubscribe" in emails, disabling the option in their Personal Account, or contacting the Company Support.

2.8. Each Client is entitled to maintain only one Account on the Website. Discovery of multiple Accounts linked by common IP addresses, devices, payment methods, or other indicators may result in cancellation of Trades and financial results on all such Accounts and blocking thereof.

2.9. If no Trading Activity occurs on the Client's Account for 90 consecutive days, a monthly service fee of $30/€30 (or equivalent of $30) will be charged, capped at the Account Balance or funds debited per clause 2.10. The fee is canceled upon continuation of Trading Activity.

2.10. The Company reserves the right to debit the full Account Balance if no Trading Activity occurs on the Client's Account for 6 consecutive months.

2.11. To restore funds to the Account, the Client should contact the Company Support as detailed in section XV.

III. FTT TRADING (FIXED TIME TRADES)

3.1. To open a Trade, the Client selects the Asset, specifies the investment amount and price movement direction, and sets the Trade closing time.

3.2. The Trade automatically closes upon reaching the predetermined closing time.

3.3. A Trade is deemed profitable if, at closing, the Asset's current Quote exceeds its opening Quote when the selected direction is "up," or if the current Quote is lower than the opening Quote when the direction is "down." The profitability of a Trade is fixed and determined by the Client's investment amount, the selected Asset, and the execution time.

3.4. The profit is calculated as the percentage profitability multiplied by the Client's investment.

IV. 5ST TRADING

4.1. To open a Trade, the Client selects the Asset, specifies the investment amount, and price movement direction.

4.2. The Trade automatically closes 5 seconds after its opening.

4.3. A Trade is deemed profitable if, at closing, the Asset's current Quote exceeds its opening Quote when the selected direction is "up," or if the current Quote is lower than the opening Quote when the direction is "down."

4.4. The profit is calculated as the percentage profitability multiplied by the Client's investment.

4.5. The Client can have only one Open Trade with the particular Asset within the 5ST Trading.

V. CFD TRADING

5.1. To open a Trade, the Client selects the Asset, specifies the investment amount, Multiplier, and price movement direction.

5.2. Trades close either by Client instruction or automatically. A Trade is closed automatically: (i) in case of technical Stop Loss, i.e. if losses reach 95% of the invested amount; or (ii) after 15 days from the Trade opening.

5.3. A Trade is profitable if, at closing, the Quote is higher than at opening for Trades with an "up" direction, or lower than at opening for Trades with a "down" direction.

5.4. Profit or loss from a Trade is calculated as: Investment Amount × Multiplier × (Closing Quote / Opening Quote − 1).

5.5. When a Trade is opened, a commission equal to 0.02% of the Trade Value is deducted from the Client's Demo Account.

5.6. The Client may hold a maximum of 15 simultaneous open Trades within the CFD Trading.

5.7. The maximum loss on a Trade conducted under CFD Trading cannot exceed 100% of the Client's invested amount.

5.8. CFD Trading is permitted from Monday 07:00 UTC to Friday 21:00 UTC. Outside this timeframe, opening or closing Trades are not available.

5.9. CFD Trading are exclusively available on Demo Accounts.

VI. PREDICTION TRADING

6.1. To open a Trade, the Client selects the event, specifies the investment amount, and chooses either "yes" or "no".

6.2. Trade closes either by Client instruction to sell the Event Contract or automatically upon reaching the time or occurrence of an event indicated in the Event Contract.

6.3. A Trade is profitable if, at closing upon reaching the time indicated in the Event Contract, the event has occurred when the chosen option was "yes", or event has not occurred when the chosen option was "no."

VII. TRADING TRANSACTIONS

7.1. Quotes on the Trading Platform are delivered from an external data feed in real time and may be incomplete due to connectivity issues. The Company does not guarantee execution at the Quote shown at the time the Trading Order is placed.

7.1.2. Asset Quotation on the Trading Platform is calculated as the arithmetic mean of the purchase and sale prices: (purchase + sale) / 2.

7.2. Processing of Client's Trading Orders: (i) the Client executes a Trading Order, validated on the Trading Platform; (ii) the validated order is transmitted to the Company Server; (iii) upon successful verification, the Server processes the order and communicates the outcome back to the Trading Platform.

7.3. Processing time depends on communication quality and market conditions. Under normal circumstances, processing requires 0–4 seconds.

7.4.1. Minimum investment per Trade is $1/€1 or equivalent of $1; maximum is $5,000/€5,000 or equivalent of $5,000.

7.6. AI Trading is available only on the Real Account and only for FTT (Fixed Time Trades). AI Trades are open and closed automatically without any prior consultation, consent or approval of the Client. The Client can stop the AI Trading session at any time through the 'AI Stop' button.

7.8. The Company may restrict the maximum number of Trades per Client within defined intervals (minute, hour, day).

7.9. The Company reserves the right to add, modify, or remove Assets and/or Event Contracts, amend profitability percentages, minimum and maximum investment amounts, and Expiration terms for one or multiple Assets.

VIII. NON-TRADING TRANSACTIONS

8.1. Official methods for Deposits and Withdrawals are set forth on the Company's Website. The Client bears all risks related to payment system usage, including commissions and currency conversion fees. Applicable withdrawal commissions by jurisdiction:

8.2. Deposits are made via the Website's internal interface. The minimum Deposit is $10/€10 or equivalent of $10, subject to reduction at the Company's discretion.

8.3. Deposits using third-party payment details are strictly prohibited.

8.4. Withdrawal requests are submitted via the Website interface. The minimum Withdrawal amount is $10/€10 or equivalent of $10.

8.5. Funds are debited from the Account only upon actual payment execution. Withdrawals are final and non-refundable.

8.6. The Client is solely responsible for the accuracy of information provided in Withdrawal requests.

8.7. Withdrawal requests are processed within 3 business days from submission.

8.8. Withdrawal limits: $3,000/€3,000 daily; $10,000/€10,000 weekly; $40,000/€40,000 monthly.

8.9. Withdrawals may be delayed by up to 10 business days by the Company's security service following prior notice.

8.10. Withdrawals are executed via the same method and account used for Deposits.

8.13. If the Client withdraws funds before achieving Trading Turnover exceeding twice the Deposit amount, a withdrawal fee of 10% of the Account Balance or last Deposit (whichever is greater) applies.

IX. BONUSES, TOURNAMENTS AND PROMOTIONS

9.1. Bonuses are credited to the Client's Account pursuant to promotional or bonus programs organized by the Company. Bonuses credited to the Account do not constitute a financial obligation of the Company to the Client.

9.2. The Bonus amount depends on the specific terms of the promotion or program and/or the size of the Client's Deposit. Bonuses cannot be used in Prediction Trading.

9.3. After a Bonus has been activated, the funds in the Client's Account become withdrawable without Bonus cancellation only after the Client completes the Mandatory Trading Turnover.

9.9. Only one active Bonus may exist per Client Account; additional Bonuses cannot be activated until completion of the Mandatory Trading Turnover for the active Bonus.

9.11. Tournament participation occurs via a dedicated virtual tournament account in virtual currency (₮) with a starting balance equal for all participants. The objective is to achieve the highest balance by Tournament end; the prize fund is distributed among the winners who have won prize places.

9.13. Monetary prizes awarded for Tournaments are credited to the Client's Real Account upon activation, unless otherwise stated.

X. MARKET

10.1. The Client acknowledges that materials in the Market do not constitute investment or trading advice; all trading decisions are at the Client's sole discretion, and the Company disclaims liability for direct, indirect, or any other losses arising from Market information.

10.9. Violation of the Agreement terms by the Client may result in the Company restricting the Client's Market access at its sole discretion.

XI. STOCKENS

11.1. The Client may maintain only 1 Stocken Balance. Discovery of multiple accounts linked by common IP addresses, devices, payment methods, or other indicators may result in rescission of Stocken Balances.

11.4. Stockens are credited to the Client's Stocken Balance for each Trade on their Real Account, excluding zero-result FTT and 5ST Trades and all Trades within Prediction Trading, proportional to the investment amount.

11.7. Stockens may be exchanged for Benefits in the Market. If an exchange is canceled, Stockens revert to the Client's Stocken Balance.

11.8. Stockens are rescinded 30 days after: (i) the first crediting of Stockens following a zero Stocken Balance if no exchanges occurred during that period; or (ii) the most recent exchange for Benefits if the Stocken Balance is non-zero.

XII. CLIENT RISKS

12.1. The Client fully acknowledges that: (i) trading in financial instruments involves significant risks; prior financial capacity assessment is advised; (ii) Trading Transactions conducted via the Trading Platform are over-the-counter, not exchange-traded, and carry higher risks; (iii) information or recommendations from the Company or partners do not constitute direct offers to trade; (iv) technical failures, unstable internet connection, power outages, or other factors may cause the Client financial losses.

12.2. The Client assumes all risks regarding legal restrictions in their jurisdiction and bears responsibility for compliance.

12.3. The Company does not guarantee Client profits or absence of losses from use of its services.

XIII. GUARANTEES, LIABILITY, AND FORCE MAJEURE

13.1. The Company is not a credit institution, does not accept funds for investment with interest, nor conduct banking activities.

13.5. The Client guarantees that deposited funds are lawful and not derived from illegal activities, and agrees not to use the Website for money laundering or other offenses.

13.8. The Client is responsible for safeguarding their login credentials and must promptly notify the Company of any unauthorized access to their login credentials or the Client's Account.

13.11. The Company shall bear no liability for Client losses resulting from force majeure events, including but not limited to natural disasters, technological catastrophes, terrorist acts, military conflicts, riots, strikes, civil unrest, governmental restrictions affecting the Agreement.

13.13. Upon violation of the Agreement by the Client, the Company reserves the right to unilaterally terminate the Agreement without prior notice.

XIV. DISPUTE RESOLUTION

14.1. The Client shall first address disputes to the Company Support. If unsatisfied, the Client may submit a complaint via email complaints@stockity.com.

14.2. Complaints must include Client's full name, email, date and details of disputed operations, a detailed description, and supporting documents if available.

14.4. The Company shall acknowledge receipt of the Client complaint within 2 business days.

14.5. The Company responds to the Client within 10 business days of receipt of the complaint.

14.6. Claims for lost profits or moral damages are not considered.

XV. CONTACTS

15.1. The Client may contact the Company via: (i) email support@stockity.com; (ii) online chat on the Website.

15.2. The Client's contact details include their registered email and optionally a phone number provided in their Personal Account.

XVI. TAXES

The Company is not a tax agent and does not disclose Client transactions data except upon official request by competent authorities.

XVII. VALIDITY AND TERMINATION. AMENDMENT

17.1. This Agreement becomes effective upon Client registration on the Website. Rights and obligations hereunder remain in force until termination of the Agreement.

17.2. Termination may occur: (i) at either Party's initiative; or (ii) upon Client's death or legal incapacity; or (iii) upon Company liquidation.

17.4. The Client may terminate the Agreement at any time for any reason by blocking their Account via the Personal Account interface or the Company Support after withdrawing funds.

17.6. The Company may terminate the Agreement unilaterally without providing reasons at any moment.

17.7. The Company shall notify Clients at least 1 calendar month prior to termination of its activities. In such a case, the Company shall fully pay Client Account funds.

17.8. The Company may amend the Agreement at any time; amendments take effect upon publication on the Website unless stated otherwise.

XVIII. FINAL PROVISIONS

18.1. The Client may not assign rights or obligations under the Agreement to third parties.

18.2. In case of discrepancies, the English version prevails over translations.

18.3. This Agreement is governed by the laws of the Republic of Vanuatu.